Why is honda civic insurance so high

For insurance companies to come up with the vehicle classifications and rating for each make and model vehicle, they take into account several ratings factors, including, but not limited to:. For an example of the difference in costs, we ran a quick quote for a year-old single male living in Edmond, Okla. The differences were seen in higher rates on your bodily injury liability, collision and comprehensive coverages. We have complied auto insurance rate comparisons for several Honda models here.

Cover says it comes down to a few reasons. Smaller, less expensive cars tend to be more attainable by younger drivers. This means, in the eyes of insurance, there are likely more claims. This aligns with the numbers listed above that show insurance for younger drivers is exponentially higher.

However, it is hard actually to predict what insurance might cost across the board. Insurance companies also consider the costs of repairs and claims data. The repair and maintenance costs are similar for the Honda Civic and the Toyota Corolla, but it is still more expensive to repair Honda Civics than Corollas.

This also makes the premiums for collision and comprehensive insurance coverage higher. Overall, when it comes to the cost of owning either a Honda Civic or Toyota Corolla, both cars are affordable and reliable.

However, the difference in costs lies within the cost of insuring each of the vehicles and it is a bit more expensive to insure the Honda Civic than it is to insure the Toyota Corolla.

Fast auto insurance quote comparison. See rates instantly. Get Free Quote. It will usually depend on which type of vehicle you want to insure. The same could be said if you flipped the tables and went for a more basic Honda model vs a high-end or souped-up Toyota.

Your best bet is to look at the specific car you want and compare that against insurance costs from multiple providers to get the best deal. Honda Civic car insurance will never be one-size-fits-all, so the best way to find the best auto insurance provider is to get multiple quotes and compare your options.

The Civic comes with an array of safety features that may be eligible for auto insurance discounts, so you should include all details when getting quotes in order to get accurate estimates. Claire Horwood is a writer at Finder, specializing in credit cards, loans and other financial products. Much of Claire's coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. She has also worked extensively in the field of "Blended Finance" with the Canadian government.

In her spare time, Claire loves rock climbing, travelling and drinking inordinate amounts of coffee. With unique design and modern tech, Lincoln cars are designed to make a statement.

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