Which mediclaim policy covers pregnancy in india

With Plan A, the policyholder gets a sum insured option of Rs 15 lakh and Rs. Moreover, individuals who are aged between 18 years to 65 years can be the policy proposer. Premier Mediclaim Policy is one of the insurance products of New India Assurance, which has been designed to provide maternity and health care costs to expecting mothers and their newborns. Premier Mediclaim Policy by New India Assurance offers cover from the ever-rising medical expenses to the policyholders. Key benefits offered under the plan are listed below -.

Before buying this plan, you must be aware of exclusions under the policy in order to make an informed decision. The exclusions are-. Under this plan, the policyholder receives critical care benefit and the things to be noted here is that, the amount that is paid under this benefit would not reduce the amount of sum insured. Moreover, the insurance company reimburses the cost of health care check-up in case the proposal gets accepted. In case you want to explore more about Maternity Coverage in New India Assurance Policy or other maternity health insurance plans online, then get in touch with the customer care executives at InsuranceDekho on the toll-free number We are ready for your service.

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No one, right? About New India Premier Mediclaim Plan Premier Mediclaim Plan by New India Assurance is a health insurance plan that offers a financial cover against the ever-increasing healthcare expenses and costly treatment expenses. Maternity Coverage in Premier Mediclaim Policy of New India Assurance Premier Mediclaim Policy is one of the insurance products of New India Assurance, which has been designed to provide maternity and health care costs to expecting mothers and their newborns.

Read on to know features, benefits, and exclusions of the policy. The policy is available in two variants-viz. The sum insured options under Plan A are Rs. Motherhood is the most important transition that a woman goes through. Although you may see a lot changing in your life at this time, becoming a mother is truly a magical journey. The possibility of pregnancy-related complications when you get older is higher.

Apart from this, motherhood related expenses and responsibilities begin from the day you get pregnant and are never-ending. These expenses may push you into financial turmoil if you are unprepared. To avoid this situation, it is important to procure financial support with a maternity insurance plan. This is a type of insurance coverage covering all the expenses associated with childbirth up to a certain period.

You may choose a standalone policy or include it as an add-on health insurance with maternity cover by paying an extra premium. You may avail of health insurance when you are pregnant. But, if you are wondering about when to procure maternity coverage, it is recommended you do not delay your decision.

This is because maternity insurance without waiting period is not easily available. Generally, you need to wait for a period of around three to four years before enjoying this coverage. Most insurance companies do not provide maternity insurance if you are already pregnant. This is because they consider your pregnancy as a pre-existing condition and is beyond the policy cover.

Maternity insurance covers all expenses up to a certain pre-defined limit for your delivery. The coverage is available for normal as well as C-section deliveries. Some policies may also include the cost of termination due to complications. Maternity coverage is only available in a family floater plan and is applicable only to the insured who has chosen the policy term of 3 years. Reliance General Group Mediclaim Insurance provides maternity cover as a value-added benefit.

It offers one-day cover for maternity expenses for both normal and cesarean delivery. The policy does not have any waiting period to start availing of the benefits. This health care plan comes with a three-years waiting period and covers medical expenses for two deliveries or lawful pregnancy termination. This includes complicated deliveries and cesarean sections that are incurred at the time of hospitalization. Maternity benefits are available in two of the variants of the policy which are Essential and Privilege.

The policy covers up to Rs. Both the variants offer coverage for pre and post-natal expenses up to Rs. This comprehensive health care plan offers maternity benefits in its Premium variant. It offers coverage for medical expenses involved in pregnancy up to Rs. The plan provides financial coverage in case of normal as well as cesarean delivery. Considering the maternity benefits and features offered by various companies and in their health plans, one can take a sigh of relief from the financial burden.

Compare the top maternity covers and choose the one, fulfilling all your requirements to experience cheerful pregnancy. Enjoy this beautiful phase of life to the fullest.

Written By : Naval Goel. Last Updated : June, Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. Good company with supportive customer care. But you are seriously warned to go through the limitations of this cashless Mediclaim insurance policy which will let you have a stress free treatment during hospitalization. Buy best Mediclaim insurance from best online insurance platform, www.

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Car Life Health Bike. Been Here Before? Get Back to My Quotes. How to Claim Policy for Pregnancy Cover Is pregnancy covered under health insurance Motherhood is the most beautiful and unparalleled experience in life.

Maternity plan coverages Many group insurance firms provide maternity coverage to pregnant women. What factors influence the premiums in Pregnancy Cover? Process of applying Pregnancy cover in India Pregnancy cover can become more beneficial if it is bought through online.

Restraints On Cashless Mediclaim Insurance Policy Health is never consistent, so no savings for indispensable health emergencies will cost you hefty. Network Hospitals When you buy a Mediclaim policy India, you will be given a set of hospitals that act as your preferred hospital networks. Health Insurance policy claims When you are utilizing a cashless claim process on your Mediclaim policy, then you are subjected to inform the third party administrator during the time of admission to a hospital.

Personal Expenses During your stay in the network hospital all your personal expenses will not be levied but asks your insurer for a different billing pattern as the cashless settlement. Late Discharge Through cashless Mediclaim insurance policy your discharge gets delayed as the hospitals denies to relieve you till the final payment for your treatment is received. Previous Next. Read More Articles.